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Check-mate - Cornered By A Credit Overload
 
Check-mate - Cornered By A Credit Overload You know of it from newspapers. Now hear it straight from the horses' mouth - presenting the story of someone who's currently passing through a credit overload.

You know the phrase - 'life comes full circle'? I used to wonder about its practical application, that is, how would you know when your life had come full circle?

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My thinking ceased the day it happened to me. This may sound clichéd but for me, light dawned the day I recalled my grandfather's words...he would often balk at my always being in a hurry to get on with things, and experience life. He'd say, "Maya, I'm not in a hurry to see my grandchildren, so why are you in a hurry to grow up."

Cute and wise, but I didn't recognize its worth (then)!

The making of disaster

Now, of course, is a different story. Let me explain - I'm single, 27 (although that doesn't say a great deal), from a Tier-2 city, and relocated to Mumbai five years ago, starry-eyed and dreaming of the proverbial greener pastures.

Roughed it out initially - I worked nights at a BPO and visited ad agencies during the day, showcasing my portfolio. Two years on, lady luck shone on me. I was signed on for a few ads. Shooting would take place only occasionally and during the day, so I kept my night job.

After another eighteen months of gruelling hard work and fun - that came from living life on the fast track (remember my penchant for speed?) - I decided to buy a small flat for myself.

I took a loan - my BPO job salary easily covered its instalment. The process seemed so easy - now I think I should have taken that as a warning. Delighted to have a pad of my own, I splurged on the interiors. That was a year ago.
 

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